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IRS Installment Agreements
Make Your Tax Debt Affordable
If you can’t pay your full tax bill at once, the IRS may allow you to break it into smaller, manageable monthly payments through an Installment Agreement — stopping aggressive collection action and giving you room to get back on track.
Guaranteed Installment Agreement — for balances of $10,000 or less.
Streamlined Installment Agreement — for balances up to $50,000, no detailed financial disclosure required.
Partial Payment Agreement — when you can’t pay in full before the collection statute expires.
Non-Streamlined Agreement — for balances over $50,000, requiring detailed financial review.
How We Help
Review your IRS account and determine which type of agreement you qualify for.
Prepare and submit the required paperwork to the IRS.
Negotiate for the lowest possible monthly payment that fits your budget.
Protect you from defaulting by helping you stay compliant moving forward.
Frequently Asked Questions
Will interest and penalties stop once I’m in an installment agreement?
No — they continue to accrue until the debt is fully paid. Being in an agreement does prevent more severe collection actions.
Can I pay off the balance early?
Yes. You can make additional payments or pay off your agreement in full at any time, without penalty.
What happens if I miss a payment?
Missing payments can default your agreement, putting you back at risk for levies or garnishments. We help you set up a realistic plan to avoid this.
Take Control of Your Debt
An Installment Agreement can give you time, peace of mind, and a path toward financial freedom. Let’s work together to secure an affordable payment plan with the IRS.