Our Services  /  Offer in Compromise

Offer in Compromise (OIC)

Settle Your IRS Debt for Less Than You Owe

An Offer in Compromise is an agreement that allows you to settle your tax debt for less than the full amount owed — designed for taxpayers who can’t pay their full liability without financial hardship. Not every application is accepted, so having an experienced professional prepare your case matters.

  • You can’t pay your full tax debt before the collection statute runs out.

  • Paying the full amount would cause financial hardship.

  • You’ve filed all required tax returns and made all required estimated payments.

  • You’re not in an active bankruptcy proceeding.

How We Help


Evaluate your eligibility using IRS financial standards.


Prepare and file Form 656 and supporting documents with accuracy and detail.


Negotiate with the IRS to present the strongest case for acceptance.


Protect you from mistakes that could delay or sink your application.


Build a long-term plan to keep you compliant after settlement.

Frequently Asked Questions


How much can I settle my taxes for?

There’s no fixed percentage. The IRS calculates a “reasonable collection potential” based on your income, assets, and expenses, and we work to make that number as low as possible.


How long does the process take?

Typically 6–12 months from submission to decision. The IRS generally suspends collection efforts while your OIC is under review.


What if I don’t qualify?

We’ll explore other resolution options such as installment agreements, hardship status, or penalty abatement.

Get a fresh start

Don’t let overwhelming tax debt control your future. Let’s find out whether an Offer in Compromise can lower what you owe.