IRS Bank Levy Help

Stop the IRS From Draining Your Bank Account

Few things are more shocking than checking your account and seeing your money frozen or seized by the IRS. This is called a bank levy, and it can leave you unable to pay bills, cover rent, or even buy groceries. The good news: a levy can often be released — and we can help protect your finances.

What Is a Bank Levy?

A bank levy is when the IRS legally freezes your bank account and takes funds directly to satisfy unpaid taxes. Once issued, your bank must hold your money for 21 days before sending it to the IRS. That short window is your opportunity to act.

Why It Happens

The IRS typically issues a levy when:

  • Taxes remain unpaid after multiple notices.

  • You haven’t responded to IRS letters or demands.

  • No payment arrangements have been made.

Ignoring notices makes the IRS more aggressive — but with the right strategy, levies can be stopped or even reversed.

Schedule a free consultation

How We Help

When you contact us, we’ll:

  1. Move fast — contacting the IRS immediately to stop the levy before funds are seized.

  2. Review your account to understand exactly what triggered the levy.

  3. Negotiate with the IRS to release the levy and set up a manageable alternative (installment plan, Offer in Compromise, hardship status).

  4. Protect your future by building a resolution plan so that levies don’t happen again.

  • If you act within the 21-day holding period, we can often stop the IRS from taking your funds. In urgent cases, same-day releases are possible.

  • If you don’t resolve the underlying debt, yes. That’s why we focus on both immediate relief and long-term resolution.

  • Levies don’t usually appear on your credit report directly, but tax liens (if filed) can. The financial strain can also affect credit indirectly.

Frequently Asked Questions

Protect Your Bank Account

Don’t wait until the IRS drains your account. Take action now to stop or release a bank levy before it’s too late.